How much will I pay?
How much will I pay?
Real numbers instead of vague answers: freelancer taxes and social/health insurance, the true cost of an employee, agreements and bookkeeping fees — each with a worked example.
Every guide in this section answers the question “what does it cost” with a concrete 2026 figure, shows the calculation step by step and links to a calculator where you can model your own situation.
Taxes
How Much Will I Pay in Flat-Rate Tax in 2026?
The flat-rate tax regime (paušální daň) involves a single monthly payment instead of paying income tax, social security, and health insurance separately. Here are the amounts for 2026 and the thresholds where the regime pays off.
· 3 min read
Taxes
How Much Will a Sole Trader (OSVČ) Pay in Taxes and Contributions in 2026?
Sole traders (OSVČ) pay three main levies: income tax, social security contributions, and health insurance. We explain how they are calculated, what the minimum monthly advances are for 2026, and how much a sole trader earning CZK 1.2 million will actually pay.
· 3 min read
Payroll
How Much Does an Employee Cost in 2026? Total Employer Costs
The total cost of an employee is not just their gross wage. On top of it, you must add 24.8% for social security and 9% for health insurance, statutory employer liability insurance, paid holiday, benefits, and payroll accounting time. Here is the full breakdown.
· 3 min read
Accounting
How Much Does Bookkeeping and Accounting Cost in 2026?
The cost of accounting in 2026 depends on the number of documents, VAT registration, employees and the mode of collaboration. Here are the concrete price tiers for sole traders and s.r.o. companies — and what is billed separately.
· 3 min read
Payroll
How Much Do DPP and DPČ Agreements Cost in 2026?
Work agreements appear cheap until the remuneration exceeds the statutory threshold. Once exceeded, employer costs jump sharply by 33.8%. Here are the 2026 limits and two model calculations.
· 3 min read
Other topics
- Do I have to?Registration, filings, reports and record keeping — a short yes / no / it depends answer first, the reasoning and the deadlines after it.
- I made a mistakeA missed registration, a late overview, a wrong payslip or an incorrect return. What the penalty is and how to put it right, in the correct order.
- ComparisonsTwo options side by side with numbers: flat-rate tax versus standard taxation, expense percentages versus real costs, DPP versus DPČ, benefits versus a pay rise.
- Changes in 2026Minimum wage, the single monthly employer report, flat tax bands, freelancer insurance and the new rules for work agreements.
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